Coverancy

Terms of Service

Last updated: August 10, 2026

1. Acceptance of terms

By accessing or using coverancy.com (the "Site"), you agree to these Terms of Service. If you don't agree, please don't use the Site.

2. About Coverancy

Coverancy is operated by MetricLink Labs LLC. We provide a free service that helps drivers request, organize, and compare car insurance quote information: you submit your details through our on-site form, and we prepare personalized quote comparisons and updates for you. We are not an insurance company, agency, or licensed broker, and we do not sell insurance directly. Coverage is underwritten by licensed insurers.

3. Eligibility

You must be at least 18 years old and a resident of the United States to use the Site.

4. No insurance advice

Content on the Site is for general educational purposes only and is not insurance, legal, or financial advice. Always consult a licensed professional for advice about your situation.

5. Quote requests

By submitting the quote form, you ask us to prepare quote information for you and to communicate with you about it. The information you submit stays with Coverancy; we do not sell it, and we do not share it with third parties or affiliates for their own marketing purposes. We don't guarantee any specific quote, coverage, or outcome.

6. SMS Messaging Terms

By providing your mobile number and opting in, you agree to receive recurring automated account and service update text messages from Coverancy regarding your insurance quote request, personalized quote updates, account notifications, service updates, and related services.

  • Message frequency varies.
  • Message and data rates may apply.
  • Reply STOP to unsubscribe.
  • Reply HELP for assistance.
  • Consent is not a condition of purchasing any goods or services.
  • Wireless carriers are not responsible for delayed or undelivered messages.

The SMS opt-in is optional, is presented as its own unchecked checkbox, and is never bundled with your agreement to these Terms or our Privacy Policy. Coverancy is the only sender of messages under this program — opting in does not authorize any insurer, agency, lead buyer, marketing partner, affiliate, or other brand to call or text you. Your mobile information and SMS consent will not be shared with third parties or affiliates for marketing or promotional purposes. For help, reply HELP to any message or email contact@coverancy.com.

7. Intellectual property

The Site and its content are owned by MetricLink Labs LLC and protected by copyright and other laws.

8. Disclaimers

The Site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we disclaim all warranties.

9. Limitation of liability

To the maximum extent permitted by law, MetricLink Labs LLC will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site.

10. Governing law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws principles.

11. Contact

MetricLink Labs LLC, 1521 Concord Pike, Suite 301, Wilmington, DE 19803, United States. Email: contact@coverancy.com.