Terms of Service

1. Acceptance of terms

By accessing or using coverancy.com (the "Site"), you agree to these Terms of Service. If you don't agree, please don't use the Site.

2. About Coverancy

Coverancy is operated by MetricLink Labs LLC. We provide a free service that connects homeowners with insurance providers and marketing partners. We are not an insurance company, agency, or licensed broker.

3. Eligibility

You must be at least 18 years old and a resident of the United States to use the Site.

4. No insurance advice

Content on the Site is for general educational purposes only and is not insurance, legal, or financial advice. Always consult a licensed professional for advice about your situation.

5. Quote requests

By submitting the quote form, you authorize us to share your information with insurance and marketing partners as described in our Privacy Policy. We don't guarantee any specific quote, coverage, or outcome.

6. Third-party partners

We don't control insurance providers or marketing partners. Your interaction with them is governed by their own terms and privacy practices.

7. Intellectual property

The Site and its content are owned by MetricLink Labs LLC and protected by copyright and other laws.

8. Disclaimers

The Site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we disclaim all warranties.

9. Limitation of liability

To the maximum extent permitted by law, MetricLink Labs LLC will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site.

10. Governing law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws principles.

11. Contact

Questions about these Terms? Email contact@coverancy.com.