Editorial policy & methodology

Our approach

Coverancy publishes plain-English educational content to help homeowners understand insurance. Our goal is to be useful, accurate, and unbiased — not to sell any particular carrier's policy.

Sources we rely on

• National Association of Insurance Commissioners (NAIC)
• Insurance Information Institute (III)
• State Departments of Insurance and consumer guides
• Insurance Institute for Highway Safety (IIHS) and IBHS for property-resilience data
• FEMA / National Flood Insurance Program for flood-related guidance

General education, not advice

Our articles are for general informational purposes only and are not insurance, legal, or financial advice. Coverage details, availability, and pricing depend on your specific situation and the carrier you choose. Always read your policy and consult a licensed agent for advice about your particular needs.

Accuracy and updates

We review our guides periodically to keep them accurate as the insurance landscape changes. Each article shows when it was last updated.

Corrections

If you find an error in any of our content, please email contact@coverancy.com. We'll review and update promptly.

Independence from partners

Although we earn referral fees from insurance and marketing partners (see How We Make Money), partners have no influence over our editorial content, rankings, or the topics we cover.