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- 1Enter your ZIP code
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How it works
Three simple steps to find better car insurance.
1. Share a few details
Your ZIP code and basic info about your car and driving. No long forms.
2. We compare your options
We do the legwork and prepare a personalized comparison for your vehicle and area.
3. Compare and choose
Review quotes and pick the coverage that fits your car and budget.
Why drivers choose Coverancy
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Built for drivers
We focus on the coverage that actually matters — not upsells.
Insurance guides
Clear, jargon-free answers to the coverage questions people ask most.
Coverage
How much homeowners insurance do I need?
A practical framework for choosing dwelling, personal property, and liability limits that fit your home.
Basics
What does homeowners insurance actually cover?
Dwelling, other structures, personal property, liability, and loss of use — explained in plain English.
Saving Money
7 ways to lower your home insurance premium
Discounts, deductibles, bundling, and home upgrades that can meaningfully reduce your premium.
Coverage
Do I need flood insurance?
Standard homeowners policies don't cover flood. Here's how to decide if you need it.
Basics
Home insurance vs. home warranty
Two very different products. Here's the difference and when you might want each.
Coverage
Does homeowners insurance cover roof damage?
A standard HO-3 policy covers roof damage from sudden, accidental perils like wind, hail, fire, and falling trees, but not wear, age, or neglect, and how much it pays can hinge on your roof's age.
Frequently asked questions
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