Compare home insurance quotes in minutes — free.
Answer a few quick questions about your home and we'll connect you with top-rated insurance partners. No obligation, no pressure — just clear quotes.
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Takes about 2 minutes
- 1Enter your ZIP code
- 2Tell us about your home
- 3Get matched with quotes
How it works
Three simple steps to find better home insurance.
1. Share a few details
Your ZIP code and basic info about your home. No long forms.
2. We match you to partners
We connect you with vetted insurance and marketing partners covering your area.
3. Compare and choose
Review quotes and pick the coverage that fits your home and budget.
Why homeowners choose Coverancy
Always free
You never pay Coverancy a cent. Our partners cover the cost.
Fast
Most quotes start in under 3 minutes.
Vetted partners
We work with established insurance and marketing partners.
Built for homeowners
We focus on what matters for your home — not upsells.
Home insurance guides
Clear, jargon-free answers to the questions homeowners ask most.
Coverage
How much homeowners insurance do I need?
A practical framework for choosing dwelling, personal property, and liability limits that fit your home.
Basics
What does homeowners insurance actually cover?
Dwelling, other structures, personal property, liability, and loss of use — explained in plain English.
Saving Money
7 ways to lower your home insurance premium
Discounts, deductibles, bundling, and home upgrades that can meaningfully reduce your premium.
Coverage
Do I need flood insurance?
Standard homeowners policies don't cover flood. Here's how to decide if you need it.
Basics
Home insurance vs. home warranty
Two very different products. Here's the difference and when you might want each.
Coverage
Does homeowners insurance cover roof damage?
A standard HO-3 policy covers roof damage from sudden, accidental perils like wind, hail, fire, and falling trees, but not wear, age, or neglect, and how much it pays can hinge on your roof's age.
Frequently asked questions
Ready to see what you could save?
Start your free quote in under 3 minutes. No obligation. No spammy upsells.
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